Get a Free Credit Evaluation to See How We Can Help
Did You Know That 79% of Credit Reports Contain Errors?!
How It Works
Four steps. You decide after step three.
Get started
We review your credit
We check all 3 credit bureaus for:
Free recording of your Credit Evaluation
We record a personal screen walkthrough of your credit report and send it to you, covering:
Disputes begin
Once your credit evaluation is complete and you choose to move forward, we challenge items that may be inaccurate, incomplete, or unverifiable, including:
What can we help you dispute?
Collections, charge-offs, late payments, repossessions, foreclosures, bankruptcies, evictions, medical collections, accounts that aren’t yours, incorrect balances, duplicate accounts, unauthorized hard inquiries, incorrect payment history, wrong account status, closed accounts reported as open, paid accounts reported as unpaid, incorrect credit limits, wrong dates, debts reported too long, incorrect names or addresses, and more.
If information on your credit report is inaccurate, incomplete, outdated, or doesn’t belong to you, we can help you dispute it. Accurate information cannot be removed simply because it’s negative.
What It Costs
Please note: Credit Hero Score monitoring is required for your free credit evaluation and throughout your ongoing credit repair service.
7-day credit monitoring trial
Required for the evaluation. Sign up during onboarding for your 3-bureau credit reports. Your personal video credit evaluation from E&L is free.
After your free evaluation
Setup fee
Charged after your credit evaluation if you move forward. If you don’t wish to continue, just let us know by text or email.
Ongoing credit service
Starts 30 days after your setup fee. Includes credit repair service and ongoing disputes. Cancel anytime.
Credit monitoring
Starts after the 7-day trial unless you cancel monitoring. Credit monitoring is required while you use our credit repair service.